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Brian@TeamHuntonMortgage.com
Our News
Is a Debt Consolidation Loan Worth It?
Three Smart Questions to Ask Before You Decide 💡🏡 Debt can feel heavy. However, the right strategy can make it easier to manage. A debt consolidation loan lets you replace high-interest debts, like credit cards or car loans, with a lower-interest mortgage, home equity loan, or HELOC. Yet, lower payments alone do not always mean a better...
🏡 A Simple Way to Buy a Home With Cash and Still Get Your Money Back
Buying a home with cash can help you move fast and beat other buyers. Yet many people don’t know they can still get that cash back soon after closing. This is where the Delayed Financing Exception can help. It lets you buy with cash now and refinance later to reimburse yourself. This option can make the process smoother, especially when...
How Does the Gift Tax Work When Using Gift Funds to Buy a Home?
💡 What Is the Gift Tax and Why It Matters Many homebuyers get help from family or friends when buying a home. But did you know that large gifts of money can trigger something called the “gift tax”? Don’t worry — it’s not as scary as it sounds. The federal government allows you to give away quite a bit before any taxes even come into play....