Just when we thought rates couldn't go lower we saw another dip at the end of May.  With stocks oversold, we have seen a change in direction for mortgage backed securities and rates have increased again.  Even with taking that into consideration, rates still remain near all time records for lows but the forecast is that we can’t expect these...

How long your accounts have been open make a difference! Your Credit History, or how long your accounts have been opened - 15% impact on your credit score. The longer your accounts have been opened, the higher your score will be; newly opened accounts will bring your score down. Here are three practical steps for you to improve your score in...

Last night, as I was sitting through another show my wife had on the DVR, my mind started going on about what information that I wanted to get out to people this month.   The program we were watching  was called “Suits” on the USA Network.  It’s a show about a guy named Mike who had a childhood dream of becoming an attorney that was derailed...