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What Is APR and Why Does It Matter?
Understanding mortgage terms can be tricky, but one of the most important to know is APR, or Annual Percentage Rate. Knowing what it means—and when it actually matters—can help you make smarter decisions and potentially save thousands over time. What Is APR?...
Nearly Half of U.S. Homeowners Have Homes Worth Double Their Loan Amount – Here’s What That Means for You
The Power of Home Equity Recent data from ATTOM Data Solutions shows that 46.1% of homeowners in the U.S. are now equity rich — meaning their homes are worth at least double what they owe on their mortgage. This is a big deal. It means almost half of all homeowners...
Should I Wait to Buy Until House Prices Come Down?”
🤔 Should You Wait to Buy a Home? It’s one of the biggest questions buyers ask today: “Should I wait for house prices to come down before I buy?” While it’s understandable to want a “better deal,” the data shows that prices are not likely to drop significantly anytime...
🏡 Home Prices Are Climbing — Here’s How to Make the Most of Your Equity
📈 Home Prices Continue to Climb According to the latest Home Price Index from the Federal Housing Finance Agency (FHFA), home prices have risen 4.3% year-over-year from Q3 2023 to Q3 2024. Nationally, home prices have increased every quarter since 2012, and an...
Top 3 Remodeling Projects With the Highest Return on Investment (ROI)
When it comes to home improvements, not all projects are created equal. Some upgrades boost your home’s value much more than others. If you’re a homeowner who’s considering selling or simply wants to maximize equity, it pays to know where your remodeling dollars work...
