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Types of Refinancing: How to Know What’s Right for You
What Is a Refinance? A refinance is when you replace your current home loan with a new one—similar to trading in a car for a newer model. The new loan pays off the old loan, and you start fresh with updated terms. There are two main types of refinancing: Rate-and-Term...
Why Waiting for Lower Interest Rates Could Cost You More
Interest Rates May Remain Elevated No one can predict the exact path of interest rates. However, two major forces may keep them higher than many expect. Inflation Risks. Inflation reports still show elevated prices. When tariffs (taxes on imported goods) increase,...
Why Today’s Housing Market is a Win-Win for Buyers and Sellers
The Restaurant Effect: More Choice Means More Opportunity 🍽️🏡 Ever notice how the best restaurants are often right next to other restaurants? That’s because more options attract more customers. The same is true in real estate. Housing inventory has now returned to...
How Much Are Rents Increasing? What You Need to Know About Renting vs. Buying in Today’s Market
📈 Rents Are Still Climbing Rents have gone up 30% since before the pandemic, according to recent data from Cotality, a housing analytics firm. That’s a huge jump—and the increases haven’t stopped. Today, average rents are still rising about 3% per year, and in some...
🏡 How Does Inflation Impact Home Values?
Why This Matters If you've been watching the news or checking prices at the store, you've probably noticed: things cost more than they used to. That’s inflation—and it impacts more than just groceries. It can also affect the value of your home and your long-term...
