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Resolution to change or to embrace who you are? After seven seasons, this past fall Sons of Anarchy had its series finale.  If you liked this show then you never missed an episode and the rest of you think I'm crazy for starting this newsletter talking about a...

Buying in the winter...         Traditionally, fewer homes are sold during the winter months of December, January and February nationwide. Astute home buyers can take advantage of this drop-off, and potentially find a "better deal". There are a few reasons why.  ...

Can you afford to lose $175/month? Did you know that the monthly payment on a $200,000 30 year mortgage would go up by a whopping $175 per month if mortgage rates go up slightly from 3.5% to 5.0% like they were just 3 short years ago?!   Here are four reasons why...

We have all heard it before.  Seen the commercials, had a pop up on the computer, heard an ad on the radio.  Certainly seems like the best idea ever.  The lower the rate,  the lower your payment and why not search the entire internet to find that person that can give...

Most people realize this is an incredible time to buy a home.   Buying a home is a major milestone in most people’s lives.  How do you put yourself in the best position to make that dream a reality? There are a few things to be prepared for in terms of getting a...