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With so much hoopla surrounding changes “made” to FHA over the last few months, I want to touch on a few items before I address other misconceptions.The FHA loan is a loan that you get from a mortgage lender that is guaranteed by the Federal Housing Administration. My...

At the very beginning of the Covid -19 pandemic rates went drastically down based on the uncertainty in the global financial markets.  This had a harrowing effect on lenders, the direction of rates, and the stability within the U.S. economy.  At the very beginning of...

This is an extremely extensive overview on how the mortgage market works and all of the issues that Covid – 19 has had on the industry. The current Coronavirus crisis is having a critical impact on the Mortgage Industry, which could potentially make the 2008 financial...

I anticipate a lot of the current trends to carry over into 2019. Here are the top 4 things to expect:ONE. The winter months typically see a rise in home inventory and we see a shift more towards a “buyer’s” market. Once the spring hits, this isn’t likely to last.  We...

We are headed into the colder part of the year, the kids are back in school, and the holidays will soon be upon us.  If you watch the news they will tell you that housing inventory is back up and the market is turning to be more buyer friendly.  That’s always followed...