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What happens to my mortgage if I die?
In meeting with clients, a common question that surfaces is what happens to my home if I pass away and still owe a lender money. The easy answer is that the mortgage still needs to be paid, whether by a surviving joint owner of the property, personal representative of...
How you can make low mortgage rates work for you?!?
Just when we thought rates couldn't go lower we saw another dip at the end of May. With stocks oversold, we have seen a change in direction for mortgage backed securities and rates have increased again. Even with taking that into consideration, rates still remain...
Another Credit Score Tip!
How long your accounts have been open make a difference! Your Credit History, or how long your accounts have been opened - 15% impact on your credit score. The longer your accounts have been opened, the higher your score will be; newly opened accounts will bring your...
How do you protect yourself from foreclosure?
Last night, as I was sitting through another show my wife had on the DVR, my mind started going on about what information that I wanted to get out to people this month. The program we were watching was called “Suits” on the USA Network. It’s a show about a guy...
Should you be putting more money towards your mortgage to pay it off early?
Should you be putting more money towards your mortgage to pay it off early? I get this question every single time I sit with a client to talk about a purchase or refinance of their home. There are varying degrees of answers unique to each person, however, this will...
