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How Much House Can You Afford?
Two Simple Steps to Find Your Price Range Buying a home is exciting—but knowing how much you can afford is the first and most important step. Let’s break it down into two simple parts. 💰 Step 1: Know Your Down Payment & Closing Costs Forget the old rule that says...
How to Buy or Renovate a 2-4 Unit Property with Only 5% Down New Rules That Can Help You Build Wealth with Less Cash Upfront
🏡 Why This Change Matters Dreaming of owning a multi-unit property, but thought the down payment was out of reach? That just changed. As of November 18, 2023, Fannie Mae now allows you to buy or renovate a 2–4 unit property with just 5% down. Before this update,...
Good News for Homes with Bonus Living Space FHA Improves Affordability for Homes with an Adjacent Dwelling Unit (ADU)
🏡 What’s Changing? Buying a home just got easier — especially if your dream home has a bonus living space! The Federal Housing Administration (FHA) has updated its rules to help buyers like you. Now, you can use rental income from an Accessory Dwelling Unit (ADU) to...
How a Down Payment Gift Can Earn a 17%+ Annual Return for Your Loved Ones
Why Giving Money for a Down Payment Makes Sense Helping a child or loved one buy their first home isn’t just generous — it’s smart. You may not realize it, but a down payment gift could generate an impressive 17%+ annual rate of return. That’s far better than most...
Don’t Get Trapped! 5 Mistakes to Avoid When Buying a Home
Buying a home is exciting, but it’s also one of the biggest financial decisions you’ll ever make. If you’re not careful, it’s easy to fall into costly traps. These common mistakes can delay your dreams—or worse, turn them into financial nightmares. As a Certified...
