Resolution to change or to embrace who you are? After seven seasons, this past fall Sons of Anarchy had its series finale.  If you liked this show then you never missed an episode and the rest of you think I'm crazy for starting this newsletter talking about a television show that centered on a fictional outlaw motorcycle club.  The...

Buying in the winter...         Traditionally, fewer homes are sold during the winter months of December, January and February nationwide. Astute home buyers can take advantage of this drop-off, and potentially find a "better deal". There are a few reasons why.   1. There are fewer homebuyers in the winter, this means you have more time...

Can you afford to lose $175/month? Did you know that the monthly payment on a $200,000 30 year mortgage would go up by a whopping $175 per month if mortgage rates go up slightly from 3.5% to 5.0% like they were just 3 short years ago?!   Here are four reasons why mortgage rates could go back up, costing you at least $175/month:  ...