The Balance You Owe vs. Your Available Credit Lines – 30% impact on your credit score. Keeping your credit balances below 50% of your available limit is very important. Keeping your balances below 30% of your available credit is even better. This is perhaps the...
Are you being penalized for paying your mortgage on time? Over the last couple of years that has been what I hear from several of the people that call me to refinance their current mortgages. The sentiment is that they see people that fall behind or have other...
