How Does the Gift Tax Work When Using Gift Funds to Buy a Home?

💡 What Is the Gift Tax and Why It Matters Many homebuyers get help from family or friends when buying a home. But did you know that large gifts of money can trigger something called the “gift tax”? Don’t worry — it’s not as scary as it sounds. The federal government...

What Is APR and Why Does It Matter?

Understanding mortgage terms can be tricky, but one of the most important to know is APR, or Annual Percentage Rate. Knowing what it means—and when it actually matters—can help you make smarter decisions and potentially save thousands over time.   What Is APR?...