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Ok, so it’s not really a miracle. That just happens to be what the financial specialists like to call it. However, compound interest plays an important part of how you manage your mortgage, so this month we are going to focus on how this concepts plays into your long...

But the TV says it's a good time to refinance.... When we have a mortgage interest rate dip it apparently makes for good news. Good Morning America had a segment on NOW being a great time to refinance because of how great the rates are and my wife asked me (for about...

Resolution to change or to embrace who you are? After seven seasons, this past fall Sons of Anarchy had its series finale.  If you liked this show then you never missed an episode and the rest of you think I'm crazy for starting this newsletter talking about a...

Buying in the winter...         Traditionally, fewer homes are sold during the winter months of December, January and February nationwide. Astute home buyers can take advantage of this drop-off, and potentially find a "better deal". There are a few reasons why.  ...

Can you afford to lose $175/month? Did you know that the monthly payment on a $200,000 30 year mortgage would go up by a whopping $175 per month if mortgage rates go up slightly from 3.5% to 5.0% like they were just 3 short years ago?!   Here are four reasons why...