📈 Home Prices Continue to Climb According to the latest Home Price Index from the Federal Housing Finance Agency (FHFA), home prices have risen 4.3% year-over-year from Q3 2023 to Q3 2024. Nationally, home prices have increased every quarter since 2012, and an...
When it comes to home improvements, not all projects are created equal. Some upgrades boost your home’s value much more than others. If you’re a homeowner who’s considering selling or simply wants to maximize equity, it pays to know where your remodeling dollars work...
Should You Consolidate Your Debt? If you’re juggling multiple loans or credit card balances, you may be considering a debt consolidation loan. This type of loan combines several debts into one, usually through a mortgage refinance, home equity loan, or line of credit....
Mortgage Rates Are at Their Lowest in a Year According to Freddie Mac, mortgage rates have dropped by more than half a percent since January 2025. This brings them to their lowest levels in nearly a year. That’s great news for buyers and homeowners, but there’s a...
What Is a Refinance? A refinance is when you replace your current home loan with a new one—similar to trading in a car for a newer model. The new loan pays off the old loan, and you start fresh with updated terms. There are two main types of refinancing: Rate-and-Term...
Interest Rates May Remain Elevated No one can predict the exact path of interest rates. However, two major forces may keep them higher than many expect. Inflation Risks. Inflation reports still show elevated prices. When tariffs (taxes on imported goods) increase,...
