These 4 Tips Can Improve Your Score by Up to 35% đ Why Payment History Matters Your payment history is the #1 factor in your credit score, making up 35% of the total. Lenders want to see that you pay on timeâevery time. When you pay your bills late or miss payments,...
𧱠1. Underestimating âCarry Costsâ When buying a property, most investors focus only on the purchase price and possible resale value. But the real costs of ownership stack up fast. These are called âcarry costsââthings like mortgage payments, taxes, utilities,...
A Strategic Look at the Delayed Financing Exception By Brian Hunton, Certified Mortgage Planning Specialist (CMPSÂź) đĄ Why Pay Cash Upfront? In todayâs competitive market, cash buyers often win. Sellers love cash because it’s fast, clean, and low-risk. But what...
The Power of Mortgage Tax Strategies for High Earners Why High Earners Need a Smarter Mortgage Plan If you’re a high-income earner, you already know taxes can take a big bite out of your income. But did you know your mortgage might be the key to keeping more of...
đ The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understandâa potentially...
đ„ Feeling Crushed by Debt? Debt can feel like a mountain youâll never climb. Credit cards, personal loans, and rising interest rates can leave you wondering how youâll ever get ahead. But what if there was a smarter way to tackle it? A way that not only pays off your...
