š” What Is Mortgage Planning? Mortgage planning is more than just getting a home loan. It’s about making smart choices with your mortgage, debt, and cash flow that help you reach your financial goals. As a Certified Mortgage Planning Specialist, my job is to...
These 4 Tips Can Improve Your Score by Up to 35% š Why Payment History Matters Your payment history is the #1 factor in your credit score, making up 35% of the total. Lenders want to see that you pay on timeāevery time. When you pay your bills late or miss payments,...
š§± 1. Underestimating āCarry Costsā When buying a property, most investors focus only on the purchase price and possible resale value. But the real costs of ownership stack up fast. These are called ācarry costsāāthings like mortgage payments, taxes, utilities,...
A Strategic Look at the Delayed Financing Exception By Brian Hunton, Certified Mortgage Planning Specialist (CMPSĀ®) š” Why Pay Cash Upfront? In todayās competitive market, cash buyers often win. Sellers love cash because it’s fast, clean, and low-risk. But what...
The Power of Mortgage Tax Strategies for High Earners Why High Earners Need a Smarter Mortgage Plan If you’re a high-income earner, you already know taxes can take a big bite out of your income. But did you know your mortgage might be the key to keeping more of...
š The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understandāa potentially...
