The Power of Home Equity Recent data from ATTOM Data Solutions shows that 46.1% of homeowners in the U.S. are now equity rich — meaning their homes are worth at least double what they owe on their mortgage. This is a big deal. It means almost half of all homeowners...
📈 Home Prices Continue to Climb According to the latest Home Price Index from the Federal Housing Finance Agency (FHFA), home prices have risen 4.3% year-over-year from Q3 2023 to Q3 2024. Nationally, home prices have increased every quarter since 2012, and an...
Why Giving Money for a Down Payment Makes Sense Helping a child or loved one buy their first home isn’t just generous — it’s smart. You may not realize it, but a down payment gift could generate an impressive 17%+ annual rate of return. That’s far better than most...
Buying a home is exciting, but it’s also one of the biggest financial decisions you’ll ever make. If you’re not careful, it’s easy to fall into costly traps. These common mistakes can delay your dreams—or worse, turn them into financial nightmares. As a Certified...
💡 What Is Mortgage Planning? Mortgage planning is more than just getting a home loan. It’s about making smart choices with your mortgage, debt, and cash flow that help you reach your financial goals. As a Certified Mortgage Planning Specialist, my job is to...
