A Strategic Look at the Delayed Financing Exception By Brian Hunton, Certified Mortgage Planning Specialist (CMPSÂŽ) đĄ Why Pay Cash Upfront? In todayâs competitive market, cash buyers often win. Sellers love cash because it’s fast, clean, and low-risk. But what...
The Power of Mortgage Tax Strategies for High Earners Why High Earners Need a Smarter Mortgage Plan If you’re a high-income earner, you already know taxes can take a big bite out of your income. But did you know your mortgage might be the key to keeping more of...
đ The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understandâa potentially...
Do You Feel Frozen Out of the Housing Market? 3 Ways to “Unfreeze” Your Housing Situation The housing market can feel like an icy roadblock, but donât let todayâs mortgage rates keep you from moving forward! Whether you’re a current homeowner, a...
Buying a home is exciting, but if youâre thinking about using retirement savings for your down payment, you need to know the risks and costs. While it may seem like a quick solution, pulling from your retirement account could come with steep taxes, penalties, and lost...