📊 Why Payment History Is So Important Your credit score tells lenders how trustworthy you are with money. Out of all the things that impact your score, payment history is the biggest piece — a full 35%! That means even just one late payment can lower your score,...
📈 The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understand—a potentially...
