đĄ What Is the Gift Tax and Why It Matters Many homebuyers get help from family or friends when buying a home. But did you know that large gifts of money can trigger something called the âgift taxâ? Donât worry â itâs not as scary as it sounds. The federal government...
Two Simple Steps to Find Your Price Range Buying a home is excitingâbut knowing how much you can afford is the first and most important step. Letâs break it down into two simple parts. đ° Step 1: Know Your Down Payment & Closing Costs Forget the old rule that says...
Buying a home is exciting, but itâs also one of the biggest financial decisions youâll ever make. If youâre not careful, itâs easy to fall into costly traps. These common mistakes can delay your dreamsâor worse, turn them into financial nightmares. As a Certified...
đ Why Payment History Is So Important Your credit score tells lenders how trustworthy you are with money. Out of all the things that impact your score, payment history is the biggest piece â a full 35%! That means even just one late payment can lower your score,...
đ The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understandâa potentially...
