š” What Is Mortgage Planning? Mortgage planning is more than just getting a home loan. It’s about making smart choices with your mortgage, debt, and cash flow that help you reach your financial goals. As a Certified Mortgage Planning Specialist, my job is to...
š§± 1. Underestimating āCarry Costsā When buying a property, most investors focus only on the purchase price and possible resale value. But the real costs of ownership stack up fast. These are called ācarry costsāāthings like mortgage payments, taxes, utilities,...
A Strategic Look at the Delayed Financing Exception By Brian Hunton, Certified Mortgage Planning Specialist (CMPSĀ®) š” Why Pay Cash Upfront? In todayās competitive market, cash buyers often win. Sellers love cash because it’s fast, clean, and low-risk. But what...
š The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understandāa potentially...
šŖ Youāve Probably Heard: āWait Until Rates Drop…ā Itās a line we hear all the timeāāIām going to wait for rates to come down.ā Sounds smart, right? But hereās the dealāwaiting for the āperfect timeā could cost you more than you think. š Home prices continue to...
