These 4 Tips Can Improve Your Score by Up to 35% 📊 Why Payment History Matters Your payment history is the #1 factor in your credit score, making up 35% of the total. Lenders want to see that you pay on time—every time. When you pay your bills late or miss payments,...
📈 The Surprising Hidden Benefit of Higher Interest Rates Your Cost of Borrowing May Be Lower Than You Think While most people think high interest rates are all bad news, there’s a silver lining that savvy homeowners and buyers should understand—a potentially...
Do You Feel Frozen Out of the Housing Market? 3 Ways to “Unfreeze” Your Housing Situation The housing market can feel like an icy roadblock, but don’t let today’s mortgage rates keep you from moving forward! Whether you’re a current homeowner, a...
Buying a home is one of the biggest financial decisions you’ll ever make. With all the noise in the media, it’s easy to feel uncertain. But should you wait, or is now the right time? The answer depends on your personal situation.Let’s break it down into three...
