The “Miracle” of Compound Interest

Ok, so it’s not really a miracle. That just happens to be what the financial specialists like to call it. However, compound interest plays an important part of how you manage your mortgage, so this month we are going to focus on how this concepts plays into your long...

Is it time to Refinance?

But the TV says it’s a good time to refinance…. When we have a mortgage interest rate dip it apparently makes for good news. Good Morning America had a segment on NOW being a great time to refinance because of how great the rates are and my wife asked me...

Resolution to change or to embrace who you are?

Resolution to change or to embrace who you are? After seven seasons, this past fall Sons of Anarchy had its series finale.  If you liked this show then you never missed an episode and the rest of you think I’m crazy for starting this newsletter talking about a...

Reasons to Buy & Sell in Winter !

Buying in the winter…         Traditionally, fewer homes are sold during the winter months of December, January and February nationwide. Astute home buyers can take advantage of this drop-off, and potentially find a “better deal”. There are a few...

When Banks Compete, You Win! Right?

We have all heard it before.  Seen the commercials, had a pop up on the computer, heard an ad on the radio.  Certainly seems like the best idea ever.  The lower the rate,  the lower your payment and why not search the entire internet to find that person that can give...