With 208 votes we are happy to announce that the Athol Animal Control has won our first ever Give Thanks Contest!!!! Thanks to all the hard work of our three non profits chosen for this contest! The Final Vote Tally’s – Athol Animal Control – 208...
All of the pundits have been pushing the “historically low rates” and this “is the best time to buy in years” for what seems like two years to me. I’m hear to tell you that NOW is finally the best time to buy. Here’s why. There are a number of things pointing to...
The type of credit that you have open – 10% impact on your score. A good mixture of auto loans and leases, credit cards and mortgages is always best. Too many credit cards is not a good thing, and having a mortgage does increase your score. Practical steps to...
In meeting with clients, a common question that surfaces is what happens to my home if I pass away and still owe a lender money. The easy answer is that the mortgage still needs to be paid, whether by a surviving joint owner of the property, personal representative of...
Just when we thought rates couldn’t go lower we saw another dip at the end of May. With stocks oversold, we have seen a change in direction for mortgage backed securities and rates have increased again. Even with taking that into consideration, rates still...
How long your accounts have been open make a difference! Your Credit History, or how long your accounts have been opened – 15% impact on your credit score. The longer your accounts have been opened, the higher your score will be; newly opened accounts will bring...