Setting the Foundation for Buying a Home in 2013

Most people realize this is an incredible time to buy a home.   Buying a home is a major milestone in most people’s lives.  How do you put yourself in the best position to make that dream a reality? There are a few things to be prepared for in terms of getting a...

Our Give Thanks Winner

With 208 votes we are happy to announce that the Athol Animal Control has won our first ever Give Thanks Contest!!!! Thanks to all the hard work of our three non profits chosen for this contest! The Final Vote Tally’s – Athol Animal Control – 208...

Buying in a Fall Market.

All of the pundits have been pushing the “historically low rates” and this “is the best time to buy in years” for what seems like two years to me.  I’m hear to tell you that NOW is finally the best time to buy.  Here’s why. There are a number of things pointing to...

Credit Score Tips

The type of credit that you have open – 10% impact on your score. A good mixture of auto loans and leases, credit cards and mortgages is always best. Too many credit cards is not a good thing, and having a mortgage does increase your score. Practical steps to...

What happens to my mortgage if I die?

In meeting with clients, a common question that surfaces is what happens to my home if I pass away and still owe a lender money. The easy answer is that the mortgage still needs to be paid, whether by a surviving joint owner of the property, personal representative of...

How you can make low mortgage rates work for you?!?

Just when we thought rates couldn’t go lower we saw another dip at the end of May.  With stocks oversold, we have seen a change in direction for mortgage backed securities and rates have increased again.  Even with taking that into consideration, rates still...